Skip to main content
🧮2,000+ Free Calculators — finance, health, math, science & more. No signup needed.Browse All →

2000+ free tools — no signup required

2000+ free calculators, instantly.

Finance, health, math, science, unit conversion, business, food, sports, education, and daily planning. Every calculator includes the tool, formula notes, examples, FAQs, and related guides.

2,020free calculators
16topic categories
12formula engines
6FAQs per page
Freeno signup needed

Browse by topic area

Five calculator collections

Every calculator is organised into one of five topic areas. Click a collection to browse all the tools, sub-categories, and guides it contains.

Browse by category

Calculator categories

Each category page works like a focused mini-library with topic clusters, descriptions, internal links, and calculator pages targeting specific search intent.

Finance

Plan loans, savings, investments, taxes, budgets, interest, and everyday money decisions with clear formulas and examples.

137 calculators

Health

Estimate health, fitness, nutrition, body measurements, and wellness metrics using practical reference formulas.

135 calculators

Math

Solve percentages, ratios, fractions, averages, geometry, algebra helpers, and common school or workplace math problems.

131 calculators

Construction

Estimate materials, areas, volumes, costs, paint, concrete, flooring, roofing, and renovation quantities.

130 calculators

Conversion

Convert units for length, weight, temperature, speed, volume, area, pressure, energy, and daily measurements.

125 calculators

Physics

Work with speed, force, energy, motion, electricity, waves, pressure, and classroom science formulas.

125 calculators

Chemistry

Use chemistry helpers for concentration, molarity, dilution, gas laws, molecular mass, and lab calculations.

125 calculators

Statistics

Analyze averages, probability, samples, confidence, variation, scores, and data interpretation problems.

125 calculators

Business

Estimate profit, margins, markup, inventory, payroll, pricing, revenue, productivity, and business planning metrics.

127 calculators

Everyday Life

Quick calculators for dates, time, tips, discounts, travel, fuel, recipes, shopping, and household planning.

110 calculators

Sports

Calculate pace, performance, training zones, scores, ratios, sports statistics, and fitness planning numbers.

125 calculators

Food

Scale recipes, estimate calories, cooking conversions, ingredient weights, nutrition, and meal planning quantities.

125 calculators

Ecology

Estimate energy use, water use, carbon footprint, recycling, transport impact, and sustainable living metrics.

125 calculators

Engineering

Work through mechanical, electrical, civil, and systems engineering formulas for practical design checks.

125 calculators

Education

Support learning with grade, score, GPA, reading, study time, classroom math, and academic planning calculators.

125 calculators

Technology

Estimate bandwidth, storage, download time, screen sizes, data transfer, battery life, and computing metrics.

125 calculators

Accuracy and transparency

Why United Calculator

Every page follows the same content standard: formula derivation, a worked example with real numbers, applicable laws or professional guidance, 6 plain-language FAQs, and links to 8 related tools.

Verified formulas

Each formula engine is based on published standards — TILA for loan calculations, METS tables for energy expenditure, ASTM standards for materials, and equivalents across 16 subject areas. The formula is shown in a code block on every result card so you can verify the calculation independently.

Professional context, not professional advice

Finance and health calculators cover applicable legislation (CFPB, NHS, OSHA) and reference professional thresholds (e.g. debt-to-income ratios accepted by lenders, WHO BMI categories). Every page includes a disclaimer — these tools are planning aids. Consequential decisions should be reviewed with a qualified professional.

No account, no tracking, no fee

Calculations run entirely in your browser. No data leaves your device. There are no login walls, no usage limits, no subscription tiers, and no premium paywalls. The only data stored is nothing — no cookies are set beyond what your browser requires to render the page.

Transparent methodology

Smart defaults come from published benchmarks — median UK household income from ONS, US average mortgage rate from Freddie Mac weekly surveys, average commute distances from the US Census ACS. Defaults are documented in the article body on each calculator page.

Simple by design

How United Calculator works

Three steps from question to answer — no account, no subscription, no ads cluttering the result.

Search or browse

Type a topic into the search box or click a category. Each category is a mini-library of 125 calculator pages targeting specific questions — loan payments, BMI, tile counts, carbon footprint, and more.

Enter your values

Smart defaults are pre-filled so you get an immediate example result. Replace any field with your own data. Click the ? icon on any field for a plain-language explanation of what that input means.

Read, copy, and share

The result updates in real time. The formula is shown in a code block below the answer. Copy the result to your clipboard, share it to 8 social platforms, or scroll down for the full explanation, FAQs, and 8 related calculators.

WACC Calculator

WACC Calculator: calculate wacc for your business. Formula, benchmarks, and practical tips included.

Weighted Average Cost of Capital (WACC) is the blended required rate of return that a company must achieve to satisfy all its capital providers — both debt holders and equity holders — weighted by their respective proportions of the total capital structure. WACC is the most important discount rate in corporate finance, used as the denominator in discounted cash flow (DCF) valuations, capital budgeting decisions, and economic profit calculations. A project generating returns above WACC creates value; one generating returns below WACC destroys it. and are the core applications of WACC in valuation.

WACC is central to the Modigliani-Miller capital structure framework and underpins modern corporate finance theory. The tax deductibility of interest creates a "debt tax shield" that reduces the after-tax cost of debt, giving debt a structural cost advantage over equity — but at the expense of financial risk and potential distress costs.

  1. Determine the capital structure: total debt (market value of bonds and loans) and total equity (market capitalisation for public companies; book value or assessed value for private).
  2. Calculate cost of debt: weighted average interest rate on all debt, multiplied by (1 − corporate tax rate) to reflect tax deductibility of interest.
  3. Estimate cost of equity using CAPM: Cost of equity = Risk-free rate + Beta × (Equity risk premium).
  4. WACC = (Equity ÷ Total capital) × Cost of equity + (Debt ÷ Total capital) × Cost of debt × (1 − Tax rate).
  5. Use WACC as the discount rate in DCF models and as the hurdle rate for capital investment decisions.

WACC formula

WACC = (E/V × Re) + (D/V × Rd × (1 − Tc))

where E = market value of equity, D = market value of debt, V = E + D (total capital), Re = cost of equity, Rd = cost of debt, Tc = corporate tax rate.

Cost of equity (CAPM) = Rf + β × (Rm − Rf)

where Rf = risk-free rate, β = equity beta, (Rm − Rf) = equity risk premium.

Worked example: Equity 70% of capital, cost of equity 11%. Debt 30%, pre-tax cost 5%, tax rate 25%. WACC = 0.70 × 11% + 0.30 × 5% × (1 − 0.25) = 7.70% + 1.125% = 8.825%. Any investment returning above 8.825% creates value; below 8.825% destroys it.

Interpreting WACC

WACC benchmarks by sector

Typical WACC ranges by sector (2024): utilities 5–7% (stable regulated cash flows, high debt capacity); consumer staples 6–8%; industrial/manufacturing 7–9%; retail 7–10%; technology/software 9–13% (higher equity risk premium due to growth uncertainty); biotech/early-stage 12–20%+ (very high uncertainty, often equity-only funded). WACC rises with leverage beyond the optimal capital structure as distress costs begin to dominate the tax shield benefit. Country risk premium must be added for investments in emerging markets.

Business tips and best practices

Common mistakes to avoid

WACC calculations are used in financial modelling, M&A valuation, and regulated industries (utility rate setting, transfer pricing). For regulated rate-of-return proceedings (utilities, infrastructure), WACC submissions are subject to regulatory scrutiny and must follow prescribed methodologies. WACC used in transfer pricing must reflect arm's-length principles under applicable tax law. For M&A fairness opinions, WACC assumptions are subject to scrutiny by investment banks and courts. This calculator is for educational and planning purposes only and does not constitute financial advice.