Statutory Pay Calculator

Free Statutory Pay Calculator: calculate statutory pay instantly with transparent formula, worked examples and tips. No signup.

UK Statutory Pay is an umbrella term, so this calculator uses a selector instead of pretending that sick, maternity, paternity, adoption, and shared parental pay share one formula. This page is designed for comparing the gross statutory amount for the common UK statutory-pay types covered by the selector. It is not the US federal-tax breakdown used by a generic salary calculator. the dedicated Maternity Pay Calculator and the Disability Income Calculator cover adjacent questions, but their inputs and formulas are different.

The selected figures are tied to the UK 2026–27 tax year where a statutory rate applies. Rates can change each April, and eligibility conditions can be as important as the arithmetic. Use the official source below for the current rules, then compare the calculator’s gross planning estimate with the employer, insurer, or benefits authority that will make the actual decision.

Keep a copy of the assumptions beside the result. Earnings definitions, qualifying dates, service records, policy wording, payroll deductions, and benefit offsets can change the amount even when the headline salary stays the same.

Enter the input that the relevant rule actually uses: average weekly earnings for statutory pay, age and full service years for redundancy, or insured income and policy percentages for disability income.
Choose a realistic period. A statutory maximum is not a requirement to claim every available week, and an insurance duration is not a promise that a claim will be accepted.
Read the primary result before interpreting the supporting rows. The highlighted amount is a gross estimate under the selected assumptions.
Change one input at a time to see whether the result is driven by pay, age, service, rate, or timing.
Check the official source and the relevant contract, policy, or eligibility guidance before relying on the estimate.
Use a net-pay or household-budget tool separately if you need to plan spending after tax and deductions.
Save the date and tax-year assumptions because statutory rates and caps can change.

UK Statutory Pay formula and current assumptions

SSP uses the lower of £123.25 or 80% of average weekly earnings; SMP and SAP use a 6-week 90% phase followed by up to 33 weeks at the lower of £194.32 or 90%; SPP and ShPP use the lower of £194.32 or 90%.

The calculator intentionally keeps the primary formula visible rather than hiding it inside a generic salary breakdown. That makes the result auditable: you can see which earnings base, rate, cap, age band, waiting period, or weeks limit produced the number.

For statutory payments, “lower of” means the employee’s percentage-based amount is compared with the statutory weekly ceiling. For redundancy, the age-band weeks are calculated from full years and then multiplied by weekly pay after the statutory cap. For disability income, the percentage and waiting-period calculation is only a planning model; the policy wording controls the claim.

These estimates are gross or pre-policy figures. Tax, National Insurance, payroll rounding, contractual top-ups, insurance premiums, offsets, and eligibility tests are not silently folded into the result.

Understanding the UK Statutory Pay result

What the estimate does and does not decide

The highlighted result answers the title-specific question: a UK statutory maternity total, a selected statutory-pay rate, statutory redundancy pay, or a private income-replacement scenario. It should not be compared with a different kind of payment without aligning the period and definition of earnings.

Read supporting rows as an audit trail. A weekly amount, entitlement weeks, waiting period, or capped weekly pay explains why the headline result moved. If the result looks surprising, test the capped and uncapped assumptions separately rather than changing several fields at once.

Where the page concerns a legal or insurance entitlement, the final decision belongs to the employer, insurer, payroll team, or relevant authority. Keep the source link and the date of the estimate with any important financial record.

Finance tips and best practices

Choose the exact statutory payment type before changing the earnings or weeks fields.
Use SSP for sickness rather than applying the maternity or paternity rate.
For maternity and adoption, inspect both the first six weeks and the remaining weeks.
For paternity, enter no more than two paid weeks in a statutory estimate.
For shared parental pay, confirm how much qualifying leave and pay has already been used by the family.
Treat the result as a rate estimate and check eligibility, notice, service, and employer-record requirements separately.

The 2026–27 standard SMP, SAP, SPP, and ShPP rate is £194.32 per week, subject to the relevant 90% average-earnings comparison.
The 2026–27 SSP weekly rate is £123.25 or 80% of average weekly earnings, whichever is lower.
The selector caps SSP at 28 weeks, SPP at 2 weeks, ShPP at 37 weeks, and the maternity/adoption structure at 39 weeks.
A sick-pay daily rate depends on the number of qualifying days in the employee’s week, so five qualifying days produces a different daily figure from seven.
The figures are gross statutory amounts; payroll normally handles tax and National Insurance deductions.

Common mistakes to avoid

Assuming “statutory pay” is one universal benefit.
Using the £194.32 rate for SSP.
Ignoring qualifying days when interpreting a sick-pay daily rate.
Confusing paid weeks with leave weeks.
Adding statutory pay to an enhanced employer scheme without checking whether the scheme is inclusive.
Treating a gross estimate as net take-home pay.

Source checked for the current 2026–27 figures: GOV.UK rates and thresholds for employers 2026 to 2027. This calculator is educational and does not decide entitlement, eligibility, tax, insurance cover, or legal rights. Rules differ by jurisdiction and circumstances; confirm consequential decisions with the employer, insurer, HMRC, GOV.UK, or a qualified adviser.