Estimate your take-home pay after federal income tax, Social Security, and Medicare. Breaks down annual, monthly, bi-weekly, and hourly net income.
Income tax = Σ (income in each bracket × bracket rate) (progressive calculation)
Social insurance = Income × applicable employee rate (varies by country)
Net take-home = Gross − Income tax − Social insurance − Pension − Other deductions
Illustrative examples by country: UK (2024/25) — 45,000 gross → approx 33,700 net (basic rate taxpayer, standard deductions); US (2024, single, standard deduction) — 55,000 gross → approx 43,000 net (federal tax only; state tax additional); Australia (2024) — 75,000 gross → approx 57,000 net; Canada (2024, Ontario) — 70,000 gross → approx 50,000 net. All examples are approximate and exclude employer contributions.